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El Factor Latte: Por Qué No Necesitas Ser Rico Para Vivir Como Rico / The Latte Factor: Why You Don't Have to Be Rich to Live RichY SI HUBIERA UNA MANERA DE LOGRAR LA LIBERTAD FINANCIERA Y VIVIR TUS SUEOS, SIN CORRER GRANDES RIESGOS O HACER CAMBIOS DRSTICOS? BIENVENIDO A EL FACTOR LATTE . ERES MS RICO DE LO QUE CREES. El legendario experto en finanzas personales David Bach (autor de El millonario automtico) y el increble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos
¿Y SI HUBIERA UNA MANERA DE LOGRAR LA LIBERTAD FINANCIERA Y VIVIR TUS SUEÑOS, SIN CORRER GRANDES RIESGOS O HACER CAMBIOS DRÁSTICOS? BIENVENIDO A EL FACTOR LATTE . ERES MÁS RICO DE LO QUE CREES. El legendario experto en finanzas personales David Bach (autor de El millonario automático) y el increíble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos que vive y trabaja en la ciudad de Nueva York. Zoey ama su trabajo y es buena en él, pero sin importar cuánto se esfuerce tiene dificultades para llegar a fin de mes por las deudas de la tarjeta de crédito y los préstamos estudiantiles. Y no puede dejar de preguntarse: "¿Esto es todo lo que hay en la vida?". Zoey no encuentra una salida a su situación hasta que una mañana conversa con Henry, el barista de su cafetería favorita en Brooklyn, quien durante los siguientes días le revela los tres secretos de la libertad financiera. Zoey descubre que hay más de lo que aparenta en su historia y que si sigue el camino simple y comprobado que él describe podrá tener la vida que siempre quiso. Desde los baby boomers que se preocupan por si ahorraron lo suficiente para la jubilación hasta los millennials ahogados en deudas, pasando por la generación Z que quiere tomar decisiones más inteligentes que las generaciones anteriores, El factor latte es un libro que ayudará a todos a lograr la independencia financiera. Apasionante y conmovedor, El factor latte es una historia inspiradora que puedes leer en menos de una hora, pero cuyo impacto durará toda la vida. ENGLISH DESCRIPTION Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone--from millennials to baby boomers--can still make their dreams come true. In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss's suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his "Three Secrets to Financial Freedom," ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams--all she has to do is make a few easy shifts in her everyday routine. The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realize that it's never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that "David Bach is the financial expert to listen to when you're intimidated by your finances" (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).Shipping Notes
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4.8 ★★★★★
Based on 30 reviews
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Product Reviews
★★★★★ 2
Not that great
Huge "The Simpsons" fan. I watched all the episodes and read a lot of the comics and enjoy most. This one however was quite boring. Turns out I'm just not a big fan of Chief Wiggum. I really enjoyed The "Homer" and "Bart" book. But not this one. Maybe if you love Wiggum you'll love it. If you're not too fond of him then I wouldn't buy it.
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Reviewed in the United States on March 28, 2013
★★★★★ 3
Good for my collection.
Format: Hardcover
This was another quick and entertaining read. This instalment wasn't as enjoyable as some of the other books but it was still good. I'm glad to have it in my collection.
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Reviewed in the United States on May 27, 2014
★★★★★ 4
SO GOOD!
Format: Audiobook
I haven’t read a YA or a thriller in such a long time so having both of these combined in one book was an absolute pleasure because it was such a fun book to read! This is my first full length novel by this author, I’ve read MANY of her fanfiction writings and they are truly top tier, and I knew this would be just as good as, if not better. And to no surprise, it was. There was a plethora of secrets and a ton of mystery sewn in throughout this book. It kept me guessing the entire time, which I absolutely love about thrillers. It took me a little bit to get into it after the first few chapters but once I did, I was thoroughly sucked into it. I read from chapter 5 on in one sitting.
That epilogue.. SO GOOD! And I really want more. I highly recommend this if you’re looking for an intriguing, easy, filled with mystery, suspense, and something different.
P.s. I would thoroughly enjoy a romance book between Jodi and Julian. PLEASE AND THANK YOU!
⭐️⭐️⭐️⭐️
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Reviewed in the United States on May 16, 2025
★★★★★ 5
please tell me there’s a second book
Format: Kindle
Stayed up until 3 a.m. trying to finish this book—that’s how hooked I was. I almost gave it 4.5 stars because the ending didn’t fully land for me, but hearing there might be a second and third book sealed it. Five stars.
Please tell me there’s more coming. Juliann’s ending has been living rent-free in my head ever since.
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Reviewed in the United States on May 26, 2026
★★★★★ 3
⭐️⭐️⭐️
Format: Kindle
Jodi Dillon, Julian Hollister, Lucy Reed, Paige Montgomery, and the infamous Zach Thrasher make up the elite friend group, The Thrashers, at New Helvetia High School. Once Emily Mills dies on prom night, the Thrashers are under investigation for her death.
If you enjoyed Pretty Little Liars, 13 Reasons Why or One Tree Hill this is a book I would recommend to you! You will get mysterious text messages, Emily Mills’ journal and characters that reminded me of Lucas/Nathan.
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Reviewed in the United States on May 13, 2025